AMITY, Mo. — The thermometer on a basement post measures Larry Moore’s problem. Its mercury touches 38 degrees. Outdoors, the temperature registers about 30.
He crosses to the north side of the cellar and pulls aside some insulation and other materials. Daylight shows where a wall should stand. Cold air trails inside.
The federal government needs to answer for this, Mr. Moore believes.
President Bush signed a disaster declaration for DeKalb County after storms battered Northwest Missouri in early May 2007. Federal Emergency Management Agency officials approved money for repairs to Mr. Moore’s home in Amity. Following FEMA instructions, he submitted work estimates from two licensed contractors and opened a bank account to take in the funds.
The low bid came in at $19,291. FEMA money came into the account at Independent Farmers Bank in nearby Maysville, the balance touching $10,998 on Feb. 11.
Repair work commenced. Then, deposits into the account stopped. The contractor worked until the money ran out.
A hole in the wall remains.
Now Mr. Moore, 60, widowed and living on disability checks, can see his breath in the basement. During wet periods, he watches water flood onto the concrete around his furnace. With an exterior door suddenly out of square, the man fears his house of 22 years has shifted on its foundation.
Joined in a bureaucratic fight, Mr. Moore wants to know why only part of his storm-caused damage got funded.
“I don’t want them to come out here and tear my house completely down and rebuild a new home,” he said. “I just don’t want it falling in.”
The severe storms of 19 months ago left 17 counties eligible for FEMA assistance to individuals and households. By August 2007, the federal agency had approved $5.22 million in disaster aid. More than 900 residents registered for help.
Mr. Moore got approval for aid on Dec. 11, having applied after the deadline but getting a waiver from the agency. A FEMA inspector came to his home on Dec. 31, walked through the house, measuring and making notes on a laptop computer.
Faced with a job estimate topping $19,000, Mr. Moore got an initial FEMA grant of $8,283 for home repairs plus $446 for rent assistance. He appealed. FEMA then sent another $2,268 for repairs, including a note, “Our inspector identified deferred maintenance which is not disaster related as a cause for the remainder of your damages.”
Mr. Moore again appealed.
The offices of U.S. Sen. Christopher Bond and Rep. Sam Graves wrote letters on Mr. Moore’s behalf, though to no positive outcome. The office of his state representative, Jim Guest, continues to push FEMA for some resolution.
Louise Diender, Mr. Guest’s chief of staff, said the required submission of project bids implies FEMA intended to pay for all repairs.
“Suddenly, they changed their mind and they already had it opened. That does say the government is culpable for that,” she said. “The house is imploding because of them.”
Josh deBerge, who works for FEMA’s regional office in Kansas City, said privacy regulations prevent him from speaking about specific cases. However, he said the agency acts in individual assistance cases to return houses to a state of habitability.
“That’s our goal,” he said. “It’s not to bring it back to pre-disaster condition.”
Whether because of miscommunication or missed steps in the bureaucratic process, a hole continues to allow cold air into the Moore basement. As temperatures dropped, water pipes froze and the constantly running furnace played out. A wood stove provides the only heat.
Mr. Moore sifts through a plastic box that contains documents, pictures, receipts and correspondence from his FEMA interaction.
“I’m not a smart man, but I do know that right’s right and wrong’s wrong. And this is wrong,” he said.
Ken Newton can be reached
at kenn@npgco.com.
I'm sure that if Mr. Moore were a hedge fund manager, or even a bank employee near Wall Street, he'd have all the aid he could possibly use.
Has Mr Moore contacted agencies such as the United Way or Christmas in October for assistance on getting his work completed? Those would be two potential resources that could help him out. Talking to your local church might also yield some resources to help you out. Mr Moore, I don't know you but I wish you the best of luck and a merry Christmas.
Insurance? I am sure you have talked to them. If they are denying your claim, you should consult an attorney.
^^^That was my first thought, but since I didn't read anything about it in the article I'm guessing insurance wasn't part of the equation.
Still too bad, good luck.
Amity Missouri, what are home values there anyway?
Maybe the low bid was too high and the amount given was the amount the job should of cost?
I do not know, but I can imagine people wanting to take advantage of the situation, the government is not an open checkbook.
I'd have to see the damage before really deciding, but nearly $20,000.00 for the repairs to a home that may not be worth much more than that seems high - The median home value in Amity is $27,500.00.
It's a bad deal, for sure - Maybe some local men/church group/other volunteer agency can rise to this occasion?!?!
FEMA wouldnt even be involved if he didnt have private insurance, so I'm sure they've already looked to see what could be done from that end.
Everyone knows the government is not an open checkbook! If FEMA approved the contractors bid then the amount should of have been paid to fix Mr.Moore's home. Regardless of the value of homes in Amity. It is not the contractors responsibility to finish the project without the funds. I am sure he has tried to get help,starting with our governor and state reps.I am not a contractor,however just like Mr Moore quoted "what's right is right and what's wrong is wrong".I hope FEMA does the the right thing for him and his home of 22 years. Merry Christmas to All!
I feel that FEMA has had plenty of time to provide the funds so that a contractor could have finished the basement. Especially since all of this began in December 2007. If FEMA already knew that they would not be doing anything further to help Mr. Moore; then why ask for two bids from contractors. FEMA should be held responsible for further damages caused by the rain,ice,snow, and freezing temperatures. Mr. Moore's home to me does not seem like a safe place to reside as of right now. If his house continues to shift and put pressure on the remaining walls; this could cause those walls to tumble. Then Mr. Moore's house would end up in his basement and he would no longer have a house to reside in and it would all be thanks to FEMA for saying one thing and doing another. I believe FEMA is wrong and needs to do what is right.
I am Larrys Brother.I have seen his house and it is a 2 story 4 bd 2 bath home.It is one of the nicest Homes in that small town.fema said they would pay for the repairs and that is why larry contacted a contractor to do the repairs.Fema decided to pay part of what they said they would and this was After the work was started,tearing down the wall and raising the house.Now as the story says,there is a hole where a wall should be and the house is on supports.with the cold weather larry has busted water pipes no furnace and no cash to fix anything and his health is not good.This is Our government at work.hopefully everything will work out but until then a 60 yr old disabled man with no resorces has to live in a house on floor jacks with the possibilitie of his house collapsing on him.love ya bro.Rick in Nebraska.